Transport insurance for international removals

An international move requires logistical, financial and legal considerations. When transporting belongings over long distances and across national borders, furniture, appliances, documents and personal items can be exposed to various risks.

KOCH Umzugslogistik GmbH not only supports the organizational implementation of the move but also provides advice on suitable transport insurance. The aim is to ensure transparent protection for your belongings as part of the international relocation.

International transport can involve various risks, including traffic accidents, loss or theft, weather-related damage, as well as damage caused during transshipment or delays.

Additional transport insurance can be particularly useful when the actual value of the belongings exceeds the statutory liability limits.

For domestic moves, statutory basic liability generally amounts to €620 per cubic metre or approximately €8.33 per kilogram. These liability limits are often insufficient to cover the actual replacement value of high-value items.

Different liability regulations apply to international transport. Additional transport insurance is therefore recommended.

The insured value can be determined individually. For international moves, approximately €2,000 per cubic metre is often used as an indicative value. The actual value of the belongings remains decisive.

The exact scope of coverage depends on the respective agreement. Typical risks considered in connection with transport insurance include:

For international moves by sea freight, the principle of General average may apply. This internationally recognized maritime procedure applies when, in an emergency situation, parts of the cargo are deliberately sacrificed or extraordinary measures are taken to save the vessel and its cargo.

What Does This Mean for Your Belongings?

The resulting expenses are not carried exclusively by the shipowner, but are distributed proportionately among all parties involved—including private individuals whose belongings are on board.

When taking out transport insurance, it should therefore be checked whether the risk of “General Average” is expressly included .

KOCH Umzugslogistik GmbH supports customers in selecting suitable and internationally valid insurance coverage for sea transport.

KOCH Umzugslogistik GmbH not only handles the organizational implementation of the transport but also coordinates the legal and insurance-related aspects of the moving process.

Transport insurance should be appropriate for the individual move and the value of the goods being transported. For international moves, particular attention should be paid to different transport conditions and liability regulations.

National moves

For national moves, statutory basic liability generally amounts to €620 per cubic metre or approximately €8.33 per kilogram. For high-value items, this liability limit may be below the actual replacement value.

International moves

For international transport, different liability regulations apply. The insured value can be determined individually. An indicative value of approximately €2,000 per cubic metre can be used, depending on the actual value of the belongings.