Healthcare system and insurance in the USA

Understanding the US healthcare system

The healthcare system in the US is made up of a mix of private and public providers. Many US citizens and residents are insured through their employers, while government programs such as Medicare and Medicaid support specific groups such as the elderly and low-income earners. Despite high spending on healthcare by international standards, there is a lack of universal coverage, which can lead to significant costs for the uninsured.

The role of health insurance

Without health insurance, the cost of medical treatment in the USA can be prohibitive. Health insurance covers not only the cost of doctor visits and hospital stays, but also prescription drugs and preventive measures. 

Tips for choosing the right health insurance

Choosing the right health insurance is a crucial step for anyone moving to the US. Consider the following aspects:

  • Type of insurance: Compare HMOs (Health Maintenance Organizations), PPOs (Preferred Provider Organizations) and other insurance plans for coverage and flexibility.

  • Costs: Pay attention to premiums, deductibles, co-payments and upper cover limits.

  • Provider network: Make sure that your preferred doctors and hospitals are in the insurance company's network.

  • Additional services: Some plans offer additional benefits such as dental or eye insurance.

Choosing the right insurance can seem overwhelming, but doing thorough research and weighing up your options will help to make an informed decision. Don't forget to check your employer's insurance options, as these often offer the most cost-effective solution.

Remember that good health insurance not only provides access to medical care, but also protects you from financial hardship in the event of a serious illness or injury. Take the time to carefully evaluate your options and don't hesitate to seek professional help if you have any questions.

Koch Umzugslogistik

Your relaxed move overseas

As a German company with over 120 years of experience, we know the special features that need to be considered when moving and ensure that your move goes quickly and smoothly.

Our moving company provides you with state-of-the-art equipment and high-quality packaging material to protect your valuables and furniture in the best possible way during transportation.

As one of the most successful moving companies in Germany, we offer you a first-class service at competitive prices. We understand that every move is unique and that's why we offer customized solutions tailored to your individual needs. Come and see us, Heinrich Koch Internationale Umzugs- und Archivlogistik GmbH, our movers and our services for for yourself - and you will soon be one of our many satisfied regular customers.

Arrange a visit with one of our customer advisors.

Arrange an appointment with one of our customer advisors. We will be happy to visit you and provide you with a detailed quote for your USA move that fits. If you need advice or have any questions, please contact us in Osnabrück on the following telephone number 0 541 – 121 68 50. We look forward to helping you!

Make an express request now!

Simply fill out our inquiry form and you will receive a non-binding offer for your move. Our competent consultants will visit you on site or plan the move with you by phone.

Send request!

Your contact for international moves

Koch Mitarbeiter Christian Braunschweig


Koch Umzugslogistik
Koch Umzugslogistik
Koch Umzugslogistik
Koch Umzugslogistik
Koch Umzugslogistik


Koch Umzugslogistik
Koch Umzugslogistik


Koch Umzugslogistik